A No-Cost Payment Solution for Public & Nonprofit Entities
Invoteq GovPay provides a fully managed, no-cost or reduced-cost payment processing solution tailored for government agencies, municipalities, utilities, educational institutions, associations, and public-sector organizations. With Invoteq GovPay, your constituents can pay online, in person, or via mobile — and your organization doesn’t have to absorb the burden of processing fees.
Why Choose Invoteq GovPay?
- Zero-Cost / Reduced-Cost Option
Qualified entities can leverage service fee programs or convenience/surcharging structures so that payment processing costs pass to the payer — allowing your organization to collect full invoice amounts. - Multiple Payment Channels
Accept credit/debit cards, ACH/eCheck, mobile wallets, contactless payments, and recurring billing. - Seamless Integration & Checkout Experience
Embed payment buttons or portals into your existing website, or use hosted checkouts and email link invoicing.
- Fast Settlement & Transparent Reporting
Real-time dashboards, reporting tools, and next-day (or accelerated) settlement options to improve cash flow and transparency. - Compliance & Security
PCI DSS Level 1 certified, EMV capable for in-person, and built with multi-layer encryption and fraud detection measures. - Text & Email Notifications
Send reminders, alerts, or invoices directly to constituents via SMS or email with click-to-pay links.
Benefits for Your Organization & Constituents
| Benefit | Description |
|---|---|
| Reduce Administrative Burden | Eliminate paper checks, manual processing, and reconciling mismatches. |
| Eliminate Revenue Leakage | Increase on-time payments and reduce missed or late payments. |
| No Upfront Processing Costs | Through service fee or convenience fee models, you don’t pay out of pocket. |
| Improve Customer Experience | Constituents enjoy flexible payment methods — desktop, mobile, in-person. |
| Transparent & Real-Time | Monitor transactions, statuses, refunds, and account balances instantly. |
| Scalable & Customizable | Whether you’re a township, school district, utility, or nonprofit, grow without changing platforms. |
How It Works
- Eligibility & Onboarding
Submit your organization’s documentation, business type, and verify your public entity status. - Choose a Fee Model
- Service Fee / Convenience Fee Model — Your constituents bear the processing cost via a fixed or variable fee
- Reduced-Rate (Traditional) Model — Your organization pays standard interchange rates
- We’ll help you choose the optimal path depending on your volume and regulatory constraints.
- Integration & Launch
Integrate via API, hosted checkout, iframe, or embed payment buttons. We’ll help with testing and best-practices for user experience. - Collect & Settle
Constituents make payments. We handle authorization, settlement, and fund disbursement — while you get real-time reporting. - Ongoing Support & Optimization
We monitor for disputes/fraud, provide analytics, and assist with scaling or changes to your payment strategy.
Typical Use Cases & Supported Verticals
Invoteq GovPay is ideal for:
- Municipalities, cities, counties
- Utilities: water, waste, sewer, power, gas
- Educational institutions (K–12, public universities)
- Housing authorities & redevelopment agencies
- Associations & membership organizations
- Public works & transportation
- Other government-adjacent nonprofits
Frequently asked questions
Q: Is it legal to shift processing costs to the payer?
A: Many states and card network rules allow convenience or service fees under certain conditions. We’ll help you structure your program to remain compliant in your jurisdiction.
Q: What documentation is needed to qualify?
A: Typical requirements include your government / nonprofit registration, budget or revenue documentation, proof of authority, and responsible party identification.
Q: How long does onboarding take?
A: Depending on your documentation completeness and existing systems, onboarding can take anywhere from a few business days to 2–3 weeks.
Q: Will this work for in-person payments?
A: Yes, Invoteq GovPay supports POS terminals, mobile card readers, and kiosks using EMV/contactless technology.
Q: How does settlement timing work?
A: We offer next-day or accelerated fund settlement options, subject to your account history and risk profile.
Get Started Free
Fast setup. No long-term contract. Cancel anytime.