Funding a small business is a big deal. We make getting loans fast, personalized and easy.
Business Loans
Why a Small Business Loan Can Be a Smart Option
A small business loan is more than a line on your credit report: it’s a smart investment in your business’ future. There are many benefits to getting a small business loan for your business today. The best business loans fuel growth for your business without any hassle, so you have financial flexibility for your daily operations. A loan helps you cover expenses that not only keep your business running but can help you grow and expand. Whether you need to hire more employees or a short-term cash infusion to cover taxes, National Funding can help you determine the right financing solution for your business.
Cover Capital Expenditures
Update equipment, improve facilities and add critical growth elements
Grow Your Business
Purchase inventory, support marketing efforts, open a new location or bring on new team members
Keep Cash Available
Maintain working capital reserves to cover planned growth or unexpected needs
Pay Bills
Make sure bills, taxes, and vendors are paid on time so you’re not facing overdue notices
Protect Personal Finances
Loans for small business allow you to keep complications from personal loans out of your business
Maintain Independence
Loan for small businesses help you avoid giving up control of your business to equity partners or other funding sources
Helped 50,000+
Businesses
$3+ billion
Funded to Businesses
4.7 / 5 Customer Rating
on Trustpilot
How to Apply
Securing the funds you need to keep your business running smoothly is simple with financing options from National Funding. Our application process is quick, easy, and secure. It takes just minutes to apply for customized loans for your small business. National Funding uses highly secure systems in order to protect applicants’ information.
After applying, one of our friendly loan specialists will connect with you so we can learn more about you and your business. Your loan specialist can help answer any questions you have about the loan process and help you discover which loan is the right fit for your business and financial needs. Our high approval rates and fast decisions make it easy to get back to what you do best – running your business.
01
APPLY
Start by clicking the 'Apply Now' button and fill out our simple form.
02
CONNECT
Our loan specialist will discuss the right business loan for you.
03
FUND
With the help of our loan specialist, you'll get a decision in as few as 24 hours.
How Do National Funding's Loans for Small Business Work?
Unlike many traditional lenders, National Funding provides customized financing solutions for your business. We take the time to talk to you and get to know you, instead of only looking at your financial history or credit score. Our process makes it easy to get the funding your business needs to keep moving forward.
We Support Growing Businesses, Just Like Yours
Our business loans aren’t designed as one size fits all. We understand that different stages of business and industries have different needs. Even within an industry, no two businesses are the same.
Why National Funding?
You’ll enjoy a friendly, customized approach that makes obtaining a small business loan simple and stress-free. We’ve created a streamlined process for loan applications and approvals.
Trusted by Businesses Like Yours
Over $3 billion in funding to more than 50,000 businesses nationwide
Fast and Easy Application Process
No-cost, no-obligation application with funding in as few as 24 hours1
Personalized Experience
Lending solutions and payment options tailored to your specific needs
Loan Specialists Who Care
Experienced Loan Specialists help you make the right decision
The Right Loan for You
A range from $5,000 to $500,000 for properly scaled funding
We Know Your Industry
Experience supporting small business owners in virtually every category
Wherever You Are
Small business loans provided to companies in every corner of the country
Worry-Free Lending
No collateral requirements, plus simple, automatic payments
COVID-19 Resources for Small Businesses
SBA Loans During the Coronavirus (COVID-19) Pandemic - What to Consider
SBA loans aren’t for everyone. This article looks at Trump’s announced SBA loans for the coronavirus pandemic compared to working capital loan options so you can figure out the best way to get the capital you need.
What Are Paycheck Protection Program (PPP) Loans and How to Apply?
On March 27th, the CARES Act was signed into law. This $2 trillion Coronavirus Stimulus Package Act provides much needed help to the U.S. economy, since it has slowed down during the Coronavirus pandemic. Contact your banking partner or SBA-approved lender to learn more about how to apply.
SBA Paycheck Protection Program (PPP) vs. Economic Injury Disaster Loans (EIDL) during Coronavirus Pandemic
For small business owners hit hard by the Coronavirus (COVID-19) Pandemic, the CARES Act now offers several programs to offset the negative economic impact. Two that have been in the news are: Payment Protection Program (PPP) and Economic Injury Disaster Loans (EIDL). Compare and contrast these options.
Economic Injury Disaster Loans (EIDL) & Loan Advances: How to Apply
In response to the coronavirus pandemic, small business owners are eligible to apply for an Economic Injury Disaster Loan (EIDL) Emergency Advance of up to $10,000. Learn more and how you can apply.
Types of Small Business Loans Available
No matter what your business needs are, we have a small business loan for you. Our Loan Specialists are here to help you find the right loan for you and your business, simply apply online to see which funding solutions fit your needs.
Business Loans for Bad Credit
We have loan options for business owners with bad credit because we understand you need funds to help improve your credit score and your business. We are here to help you receive the financing you need to get there. Since our Loan Specialists look at your business potential and alternative lending options, we believe bad credit shouldn’t affect your ability to receive financial solutions. With our easy online application, quick response, and automatic payments, National Funding makes lending options easy and worry-free.
Unsecured Business Loans
Personal collateral is sometimes required when signing up for traditional business loans. With our unsecured or uncollateralized small business loan, we do not require such collateral. That way you focus on the more important aspects of your business to see better success without having to worry about losing your personal assets. We believe in keeping personal and business assets separate so your personal assets are safe from business shortcomings or success. Our unsecured business loans can provide you with peace of mind, flexibility, and financial stability.
Working Capital Loans
In order for businesses to run smoothly, they need on-hand cash to cover expected or unexpected expenses. Working capital loans can give your business access to cash when you need it most to cover these crucial expenses. A working capital loan allows you to have flexibility with your finances, maintain business ownership, and have access to cash for immediate expenses. Working capital loans can help you have cash-on-hand to help cover everyday business expenses when money is tight, business is slow, or even for business expansion.
Business Loans for Women
National Funding is proud to support small business owners from all types of backgrounds, including women-owned businesses. We are here to help women-owned businesses grow by offering loans to help them take their business to the next level. Even though women-owned businesses in the United States continue to grow in numbers, women are less likely to be approved for loans and funding opportunities compared to men. We understand being a female business owner is not always easy, that is why we are here to help design loans that better help you fulfill your business goals. At National Funding we are happy supporters of female-owned businesses by offering lending solutions for women.
FAQ: Business Loans
Securing a small business loan can be challenging to navigate if you don’t know the ropes. As a business owner, you’ve got better things to do than spend weeks learning the intricate details of lending. That’s where we can help.
At National Funding, we know you’re busy, so we make it easy to understand your financing options. Get the answers you need now by looking through our most frequently asked questions about small business financing.
How do National Funding’s small business loans work?
National Funding is an alternative lender, which means we work with you, the small business owner. Our process works to help reduce the amount of time it takes to review your small business loan application.
When you apply for a loan, our team reviews it instead of sending it to a third party. We’ll help you find the right financing for your business. If approved, we’ll get your funds to you fast.
How can I apply for a small business loan with National Funding? How much of a small business loan can I get?
You can apply online with just a few simple steps. We won’t make you fill out books of paperwork or mail in your application. You can even complete our online application right from your mobile phone. Apply for a loan from $5,000 all the way up to $500,000 with no collateral required.
How quickly can I receive funds after applying for a small business loan?
With a traditional lender, you usually have to wait weeks for your application to process. If you are approved, you’ll probably wait another several weeks for your loan funds to come through.
On the other hand, alternative lenders like National Funding make it easy to apply and get your loan decision fast. We pride ourselves on giving you a quick decision on your application. If approved, you could have your loan funds in as few as 24 hours.
Can I get a small business loan with bad credit?
Your business is more than your credit score, but sometimes it seems like a lot of traditional lenders don’t see it this way. National Funding, on the other hand, knows your business’ story is bigger than your credit score. We have business loans for bad credit so you can fund the things your business needs and build your credit to help you get better terms in the future.
Do I need collateral for a small business loan?
Small business loans from National Funding don’t require collateral or a down payment to get the funds your business needs. Apply today and we’ll help you find a customized financing solution that’s tailored to your business with no down payment needed.
Contact Us
We will be happy to give you a demonstration and answer your questions
Contact Us
We will be happy to give you a demonstration and answer your questions
Contact Us
We will be happy to give you a demonstration and answer your questions